Post Office MIS + RD Returns: Can You Really Earn 8.8%? The Truth Behind the Viral Claim

Post Office MIS, RD Returns, interest Rate of Post Office MIS, recurring deposit interest in the Post Office or State Bank, P.P;F. Can You Really Earn 8.8%? The Truth Behind the Viral Claim

When social media says you can earn 8.8% returns from the Post Office MIS + RD combo, it sounds like a golden ticket, doesn’t it? A safe, government-backed plan with such high returns seems irresistible. But is it truly possible, or is it another viral myth waiting to be busted? Let’s unpack this claim with real data, understand how Post Office MIS and RD actually work, and calculate the real XIRR (Extended Internal Rate of Return). By the end, you’ll clearly see whether this “8.8% trick” holds water — or…